Student Health Insurance for 2011-2012

Your health and well being are important to Caltech and to your academic success. That’s why all registered students are required to have health and dental insurance — either through Caltech or another source such as your parent’s employer (as long as the other health insurance meets Caltech’s waiver requirements).

Before the start of every new academic year, you must make the choice to enroll in or waive the Caltech Student Health Insurance Plan and the Student Dental Insurance Plan (the two plans require separate choices). The Enrollment/ Waiver Period for the 2011-2012 academic year is July 5 – August 26, 2011.

The Student Health Insurance Plan is designed to meet the unique health care needs of Caltech students and supplements services offered at the on-campus Health and Counseling Center. You benefit from effective communication and coordination of treatment between the Health and Counseling Center staff and medical specialists in the community. In most situations, this means you can access care faster and easier than you would if enrolled in an alternative health care plan.

If you do not enroll or waive by the end of the Enrollment/Waiver Period, you will automatically be enrolled in the Student Health Insurance Plan and the Student Dental Insurance Plan. Before waiving though, students should make sure the other coverage will provide adequate protection as well as access to doctors in the Pasadena area.

Student Costs for 2011 – 2012

Student Health Insurance Plan: $828per insurance term
(The premium is subsidized as part of the graduate student financial arrangement, so the graduate student cost is $128 per term.) As long as you are enrolled in the Plan for any part of the Term, your coverage and the full cost applies for the entire Term.

Student Dental Insurance Plan: $96 for the plan year

For an additional charge, you may also enroll your spouse and eligible dependent children in one or both plans. Visit the websites below for dependent rates.

For Additional Information and to Enroll/Waive for 2011-2012

Student Health Insurance Plan: www.aetnastudenthealth.com
During the Enrollment/Waiver Period, you can enroll yourself online at www.aetnastudenthealth.com; however, to enroll a dependent(s), you must complete a Dependent Enrollment Form (available at www.aetnastudenthealth.com).

After the Enrollment/Waiver Period, you can enroll/waive within 31 days of a special enrollment event (e.g., marriage or birth) by completing the applicable form available from the Benefits Office.

Student Dental Insurance Plan: https://caltechdental.inshealth.com (link available 7/5/11)
During the Enrollment/Waiver Period and after a special enrollment event, you can enroll yourself and your dependents online at https://caltechdental.inshealth.com. (link available 7/5/11)

If you have questions about enrolling or waiving, please contact the Caltech Benefits Office at (626) 395-6443 or hrbenefits@caltech.edu.